Terms and Conditions
Terms of Service
Learn more about the terms governing your use of oracyntheron's financial planning subscription service. These terms protect both parties and ensure a clear understanding of our relationship.
By using our service, you agree to these terms and conditions in their entirety.
Last updated: September 3, 2025
Important Definitions
Key terms used throughout this agreement:
- Service Our financial planning consultation subscription and related offerings
- User/Client Any individual or entity using our services
- Content All information, advice, and materials provided through our service
- Agreement These terms and conditions, as updated from time to time
Service Eligibility
Our services are available to Australian residents aged 18 or older who can form legally binding contracts.
18+ only
Your Responsibilities
As a client, you agree to:
- Provide accurate and complete information about your financial situation
- Maintain the security of your account credentials
- Use our service only for lawful purposes
- Respect intellectual property rights
- Not interfere with or damage our systems
Prohibited Activities
You may not use our service to:
- Engage in illegal activities or fraud
- Harass, abuse, or harm others
- Send unsolicited communications or spam
- Distribute viruses or malicious software
- Impersonate others or provide false information
- Extract data through automated means without permission
Intellectual Property Rights
All content, trademarks, and intellectual property on our platform remain the property of oracyntheron or our licensors.
You may not reproduce, distribute, or create derivative works without written permission.
User-Generated Content
You grant us a licence to use content you provide for service delivery purposes.
You're responsible for ensuring you have rights to any content you share with us.
Privacy and Data Protection
We collect and process personal information in accordance with our Privacy Policy and Australian privacy laws.
Please review our Privacy Policy for detailed information about data handling. Privacy Policy
Payment Terms and Billing
Subscription fees are charged monthly at $250 AUD including GST. Payment is due in advance via direct debit or credit card.
Refunds are provided pro-rata for unused service periods in accordance with Australian Consumer Law.
See our Pricing page for current rates and terms. Pricing
Disclaimers and Warranties
Our service is provided "as is" without warranties of any kind, express or implied.
We disclaim warranties of merchantability, fitness for purpose, and non-infringement to the extent permitted by law.
Limitation of Liability
Our liability is limited to the amount you've paid for services in the 12 months preceding any claim.
Maximum liability is capped at $3,000 AUD per incident.
User Indemnification
You agree to indemnify oracyntheron against any claims arising from your use of our service or breach of these terms.
Dispute Resolution
We encourage resolution of disputes through direct communication first.
Binding Arbitration
Disputes that cannot be resolved directly will be settled through binding arbitration in Australia.
Arbitration follows Australian Commercial Arbitration Rules.
International Dispute Resolution
International clients may access alternative dispute resolution mechanisms in their jurisdiction.
European clients can use the EU Online Dispute Resolution platform where applicable. Learn about dispute resolution
Service Termination
Either party may terminate the subscription with 30 days written notice. We may terminate immediately for breach of these terms.
Upon termination, access to services ceases, but these terms survive regarding past obligations.
Governing Law
Australian Consumer Law and applicable state legislation
Severability
If any provision of this disclaimer is found unenforceable, the remaining provisions shall continue in full force.
Entire Agreement
These terms constitute the entire agreement between you and oracyntheron regarding our services, superseding all prior agreements.
Changes to Terms
We may update these terms periodically to reflect changes in our service or legal requirements.
We'll provide 30 days notice of material changes via email or website notification.
Contact Information
For questions about these terms, contact us: